Medical Carriers

Point-of-sale supplemental insurance

Point-of-Sale Supplemental Insurance

Supplemental lines are crucial for diversifying major medical revenues. However, most supplemental lines still don’t bind or underwrite online in real-time, and there hasn’t been much innovation since the 1990s. Now, ACA and secular changes are driving a renaissance in the supplemental space that is transforming the industry. We’ve got our finger on the pulse of these changes and are offering an unparalleled combination of technology and new product development that enables medical carriers to distribute supplemental lines online, via agents/brokers as well as direct-to-consumer.

Policy Design

We work with life carriers to design new or digitize existing coverage to optimize underwriting and claims adjudication.

Novel Products

We create novel products that address the needs of 21st century consumers, including the owners of high-deductible health plans.

No Technology Cost

We provide a cloud application for both agent/broker-users and consumer-users to facilitate multi-channel distribution.

Medical Data

We leverage medical data and technology infrastructure for policy design, underwriting, and claims adjudication.

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