Covers home repairs, personal belongings, and liability for someone else’s injury or property damage.
Covers home and personal property in case of damage resulting from flood water or mud slides.
Covers broken down home appliances such as water heaters, furnaces, HVAC systems, electrical wiring, washers/dryers, etc.
Covers mortgage payment, homeowners deductible if displaced; pays off mortgage if home becomes permanently uninhabitable.
Covers health plan, school cost, debt service if income is lost due to involuntary unemployment or total temporary disability.
Covers private high-LTV mortgage loans more cost-effectively than mortgage insurance.
Pays for out-of-pocket costs associated with high-deductible health plans.
Pays for accidents, illnesses, death for the average American.
Pays for diagnoses of critical illnesses such as heart disease or cancer.
Pays if insured is unable to perform critical tasks of their occupation.
Pays cash lump sum to beneficiaries in case of death.
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