We enable digital multi-line, multi-carrier insurance selling for situations that cannot be served well by traditional distribution, because they require new products and/or high-volume transactions and/or real-time processing. Our turnkey solution is free, does not require new IT spend by distribution partners.
Each year, almost five million home buyers must submit proof of homeowners insurance to close on their mortgages. Over 90% of them cannot purchase this coverage in the same online workflows where they secure their loans. We solve this problem by offering lenders the only solution that can bind coverage from multiple carriers at the loan's digital point of sale.
Supplemental lines are booming due to rising medical out-of-pocket costs. However, supplemental products have changed little over the past 30 years and do not properly address the financial realities of today's US households. In part, this is because distribution ownership and control have shifted from insurers to intermediaries such as marketing organizations (MOs) that have little incentive to innovate on the product or process level. We address this problem by providing producers with access to digitally-native supplemental insurance products that truly differentiate in the marketplace and don't come with lock-ins or other limitations.